Builders & Developers How Can a Few Changes in Your Builder Business Model Create a 52% Increase in Your Closing Ratio?
“We close on time, every time, GUARANTEED*”
Did you realize that new technology is making it possible for you and us to do business at a level of sophistication, impossible to reach just a few years ago?
To get an idea of how much more value you could be providing for yourself and your client’s, please ask yourself the following questions:
What would happen to my business if I could find a way to have more control over the loan process and see it through to completion each and every time and never miss a loan commitment deadline or closing?
What if, by the virtue of creating a strategic alliance with your team, I could secure financing and close more homes for my clients and increase my income?
What if, I could have control over how mortgages are priced for my clients?
What if, I could get 100% investment property financing, lot loans, extended rate lock programs and One Time Close-construction to permanent financing in one loan for my clients?
Working with your team would be like having my own Mortgage Company, having access to builder friendly mortgage products and solutions?
To find out more about this exceptional business opportunity, the GUARANTEES we offer-“We guarantee your closings will happen on time and offer the lowest combination of rate and fees to every Builder-Developer” -and the possibility of creating a strategic alliance with our team, Call Steve Toth at 720-297-0465
Our Mortgage Bank was recognized in November 2005 by Inc. Magazine as the 6th fastest growing private company in the United States
*Refer to our Service Guarantee Policy for more details
Pricing, Products, Performance
One-Time Close Construction/Permanent Program
With this program, the construction and permanent phases of home building are combined into one loan and one loan losing. A one-time application and closing result in a reduction of closing costs. There is also the assurance of permanent financing prior to construction and a guaranteed rate for up to a 12-month period, which guards against rising interest rates during construction. In addition, financing is simplified with the ease of having both interim and permanent financing handled by one lender. We offer construction and permanent financing in one easy step!
We also offer a variety of loan options for you to finance your lot before you begin building a home.
Rehabilitation (Rehab) Loan Programs
We have Rehab loan programs to help renovate and remodel homes quickly and easily without a second mortgage. Our Rehabilitation Mortgage loan programs allow you to purchase or refinance your home and include the cost of repairs and improvements in one convenient mortgage. Whether you're buying or refinancing, your new mortgage can include all of the improvements needed to make the house perfect for you. It's easy! With one application, one approval, one closing and one loan, you can fulfill your dreams of expanding your home, updating your home or making needed repairs. And, the mortgage loan amount is based on the "as completed" value rather than the "as is" value of the property.
One Time Close Benefits
One time application and one closing
Lower closing costs
Numerous loan products available
Capped float down option available
Your line of credit is freed up
Loan is closed prior to construction so you will not end up with a spec house
Many different draw schedules to choose from
No builder approval required
No lien waivers, affidavits, or invoices required for payout of draws
Low variable interest during construction period
Interest payments and reserves may be financed into the loan amount
Real Estate & Mortgage Focus Radio®- Get the Unfair Advantage!
